Deb
Debt Payoff
Topic
100.0%
Accuracy
Recent Predictions
Incorrect: 0
Pending: 24
Unrated: 0
Prediction
Author
Predicted at
Status
Video
If the guest pursues nursing school for two years, reducing income, the debt payoff timeline (assuming no Pokemon purchases) would extend to 7-8 years.
"Okay. Two years. So, but that's still that extends this process to like eight, like seven, seven yea..."
Jan 7, 2026
Pending
The guest's current Pokemon credit card balance of $5,350 will take 20 years to pay off if only minimum payments are made and no new purchases, with the guest turning 43 by then.
"How long does this take to pay off for that balance for minimum monthly payment? No purchases. Yes. ..."
Jan 7, 2026
Pending
The guest's total bad debt of $26,553.9 will take approximately 3 years and 9 months (44 months) to pay off if they contribute an extra $600 a month and stop buying Pokemon cards.
"$26,5539 with an extra $600 a month because remember this isn't even getting Pokemon cards. It still..."
Jan 7, 2026
Pending
If the guest were to spend $100 a month on Pokemon cards, their debt payoff timeline for $26,555 would extend from 3.75 years to 4.5 years.
"Well, that goes from uh 3 years, 3.75 years to 4.5 years just by contributing $100 a month in Pokemo..."
Jan 7, 2026
Pending
The individual has reduced their debt from $4,000 to $500 within 23 months of the audit, secured a 3% interest rate on a loan (down from 18%), and is doing well financially.
"Debt when filmed $4,000. Current debt amount $500. Months since filming financial audit 23. After th..."
Dec 29, 2025
Correct
In 11 months, debt reduced from $17,000 to $6,000, credit card balances reduced from 10 to 3, secured a pay raise, and will be a licensed professional counselor associate in January 2026, planning to take contract work to pay down debt and prepare for student loans.
"Debt when filmed $17,000. Current debt amount $6,000. Months since filming financial audit, 11. Life..."
Dec 29, 2025
Correct
In 8 months, debt was reduced from $20,000 to $10,000, with money borrowing apps paid off and focus now on paying off the car.
"Debt when filmed $20,000. Current debt amount $10,000. months since filming Financial Audit. Eight. ..."
Dec 29, 2025
Pending
After 8 months, the couple's debt increased from $67,000 to $70,000, but they are now focusing on debt payoff after saving rigorously for a trip to Japan, with one partner receiving a new, higher-paying job.
"Debt when filmed $67,000. Current debt amount $70,000. Months since filming. Financial audit eight. ..."
Dec 29, 2025
Pending
Within 10 months of the audit, the individual's debt decreased from $30,000 to $17,000, and they also got married and bought a house.
"Debt when filmed $30,000. Current debt amount $17,000. Months since filming financial audit 10. Marr..."
Dec 29, 2025
Correct
In 8 months, debt was reduced from $45,000 to $3,000, credit cards are on autopay, and debt collection accounts are on payment plans settled at 80%.
"Debt when filmed $45,000. Current debt amount $3,000. months since filming financial audit, eight. j..."
Dec 29, 2025
Correct
In 12 months, all debt outside of the mortgage has been paid off, with a credit score over 600 and a new car. The individual is planning to start nursing school in January and feels financially comfortable.
"Debt when filmed $40,000. Current debt amount $20,000. Months since filming financial audit, 12. All..."
Dec 29, 2025
Correct
In 7 months, debt reduced from $19,000 to $14,000, and the individual is considering moving to San Diego and taking vacations.
"Debt when filmed $19,000 current debt amount $14,000 months since filming financial audit 7 months s..."
Dec 29, 2025
Pending
In 11 months, debt decreased from $16,000 to $12,000. The individual started a YouTube channel expected to be monetized soon, quit their salon job to focus on their hair business and personal brand, and moved to downtown Austin.
"Debt when filmed $16,000. Current debt amount $12,000. Months since filming financial audit, 11. I s..."
Dec 29, 2025
Correct
In 4 months, debt was reduced from $32,000 to $4,000, with all affirmed debt and all but one credit card paid off, resulting in a $700 reduction in total monthly minimum payments.
"Debt when filmed $32,000. Current debt amount $4,000. Month since filming financial audit, four. We ..."
Dec 29, 2025
Pending
In 14 months since the audit, the couple's monthly income has doubled from $6,000 to $12,000, with projections to reach $17,000 monthly next year. Their debt has increased from $15,841 to $21,158, but they are now focusing on paying it down.
"Debt when filmed $15,000, $841. Current debt amount $21,158. Month since filming financial audit, 14..."
Dec 29, 2025
Pending
In 2 months since the audit, debt decreased from $83,000 to $69,000, and the individual reports significant positive changes in their life, both financially and personally, attributing it to the show.
"Debt when filmed $83,000. Current debt amount $69,000. Nice. Months since filming Financial Audit to..."
Dec 29, 2025
Correct
In 2 months, debt reduced from $15,000 to $7,000, with a plan to pay off $4,000 more in December and be debt-free by January. The individual is also selling a Jeep, increased their monthly income from $8,200 to $11,000-$12,000, and saved $2,500 with Zip.
"Debt when filmed $15,000. Current debt amount $7,000. Months since filming financial audit, two. Not..."
Dec 29, 2025
Correct
In 7 months, debt decreased from $75,000 to $69,000. The individual experienced vet expenses for a pet and received a $1/hour raise at their job. They are also exploring Yrefi for private student loan refinancing.
"Debt when filmed $75,000. Current debt amount $69,000. Nice. Months since filming financial audit, s..."
Dec 29, 2025
Correct
Despite a new car loan increasing overall debt, the individual has reduced IRS and credit card debt and plans to pay off IRS debt in May, then allocate an extra $1,000/month to credit cards.
"Debt when filmed $50,000. Current debt amount $38,000. Months since filmed financial audit three. Te..."
Dec 29, 2025
Pending
Nine months after the audit, the individual is working full-time, has paid back loans from friends, is rebuilding credit, and saving for property, while their child is returning to public school.
"Debt when filmed $400,000. Current debt amount $400,000. Months since filming Financial Audit nine. ..."
Dec 29, 2025
Correct
In 5 months, debt was reduced from $22,000 to $1,500, and the individual secured a hybrid finance job that is better for their health.
"Debt when filmed $22,000. Current debt amount $1,500. Months since filming financial audit five. I g..."
Dec 29, 2025
Correct
The couple plans to eventually buy a house three times the size of their current one, but not until after they've tackled debt, secured a new career, and established a 50/30/20 budget, ensuring the mortgage does not exceed 50% of their needs.
"So, the only thing too is that we're not going to do it anytime soon, but we do like a house that's ..."
Dec 29, 2025
Pending
In 6 months, debt reduced from $40,000 to $35,551, with the wife securing a job and starting a business.
"Debt when filmed $40,000. Current debt amount $35,551. Months since filming financial audit, six. Th..."
Dec 29, 2025
Pending
The average guest on the show paid off $22,870 in debt over 12 months, while the median guest paid off $12,000 in 8 months.
"As of the end of 2025, the average financial audit guest has now paid off $22,87 of debt in just 12 ..."
Dec 29, 2025
Pending
The speaker's cards predicted they would be debt-free by 2026.
"told me by 2026 I would be debtree."
Nov 16, 2025
Pending
A prediction that the couple can pay off their debt in 5 years, suggesting it's a manageable timeframe.
"I think 5 years to pay this off and it's not that bad, guys. It's not that bad."
Nov 10, 2025
Pending
The hosts predict the couple can pay off their substantial debt in 5 years, stating it's 'not that bad'.
"I think 5 years to pay this off and it's not that bad, guys. It's not that bad."
Nov 10, 2025
Pending
Projected to be debt-free and have a fully funded emergency fund within four years.
"I think you'll be out of debt. I have a fully funed emergency fund in about four years."
Oct 10, 2025
Pending
Projected to be debt-free in 5 years with current payment plan, potentially 4 years if more aggressive.
"4 years to pay it off."
Oct 10, 2025
Pending
Projected to be debt-free and have a fully funded emergency fund within four years.
"I think you'll be out of debt. I have a fully funed emergency fund in about four years."
Oct 10, 2025
Pending
Projected to be debt-free in 5 years with current payment plan, potentially 4 years if more aggressive.
"4 years to pay it off."
Oct 10, 2025
Pending
The speaker suggests that a debt payoff in two years is achievable with specific financial actions, implying a conditional prediction.
"You can do it in two years. If you do this, not based on what you're doing."
Sep 15, 2025
Pending
The speaker states that the individual has not paid more than the minimum payment on any of their credit cards.
"You haven't paid more than the minimum payment on any of these cards. You haven't got to those ones ..."
May 21, 2025
Pending
Individuals in credit card debt with less than $2,000 saved should prioritize saving $2,000 and paying off credit card debt rapidly.
"if you have credit card debt if you don't have $22,000 save up you are in what I call the financial ..."
Oct 5, 2024
Pending
The speaker paid off $40,000 in consumer and student loan debt within 18 months through side hustles and living below their means.
"in 18 months I paid off my $40,000 in Consumer Debt the student loans the credit card debt I knocked..."
Mar 13, 2024
Pending